![]() ![]() BastiUK's World Clock is a freeware tool that displays your favorite time zones on your desktop. InstantTimeZoneįreeware Program shows current time and date of different World Time Zones, as an icon in the system tray (taskbar), next to your computer clock. Sun Clock is a program for Windows to show the local time around the world and the areas of the globe which are in night or day. CLOX Timezone ClocksĬLOX from MiRaGe Audio Visual Media displays up to ten customizable clocks to help you keep track of the time across multiple timezones of your choice. ![]() CLOX 8.0 is a completely new version of CLOX that has been built from ground up. ![]() It offers a wealth of customization possibilities. Moveo is a full service mobile applications development company creating definitive mobile experiences for iOS, Android, PhoneGap and Windows Phone. Every Time ZoneĮvery Time Zone offers a simple, intuitive web app to help you know what time it is at various locations around the world.Ĭhronozone provides time and daylight remaining at any location. The cloud option requires an Internet connection. The software can be set to update daylight and moonlight coverage on the map, as well as live cloud images which are superimposed onto the map. ![]() Simply drag to move the map around and the time dial will adjust to that location.įoxClocks is a Firefox/Thunderbird extension to display local times around the world in your status bar or any toolbar. EarthDesk is a software application for Microsoft Windows and macOS that changes the computer users desktop image to a constantly updating view of Earth. Virtually all the worlds time zones are supported. Best World Clockīest world clock is a simple tool that shows you world clocks from around the world.įoxClocks also allows you to explore each time zone in Google Earth. #Earthdesk code download for windowsĪnuko World ClockĪnuko World Clock is a software download for Windows that displays the times in multiple time zones in taskbar, where your system clock is. EarthDesk's wide variety of map projections and graphic styles gives you complete control over the maps on your TV and make a wonderful showpiece for your home or office.With it, you can easily monitor the current time in any city of the world. Differences are due to the varying capabilities of each platform. Follow the International Space Station, including its recent and future track.ĮarthDesk TV is designed to match as closely as possible the features and functionality of our EarthDesk desktop software for Mac and Windows. Choose how to label the storm and whether to display the Safir-Simpson category. Track major tropical storms, cyclones, typhoons, and hurricanes. Choose the minimum earthquake magnitude to display, the number of days to be displayed, and whether to fade out older quakes. High-resolution clouds are precisely geo-located and parallax-corrected, with data from up to 23 satellites, including polar regions, at a detail of 32 megapixels. Adding a Premium Data Subscription gives you high-resolution clouds updated every hour and earthquakes updated every minute, as well as tropical storms and the position and track of the International Space Station. Data subscriptions include more frequent high-resolution cloud data at 16 times more detail than free cloud images, as well as near real-time earthquakes, tropical storms, and International Space Station tracking.Īdding a Standard Data Subscription gives you high-resolution clouds updated every three hours and earthquakes updated every 15 minutes, as well as tropical storms and the position and track of the International Space Station. There are many different open source licenses but they all must comply with the Open Source Definition - in brief: the software can be freely used. EarthDesk 7.3.0 (64-bit) Date released: (3 years ago) Download. An optional data subscription is available for 1, 3, 6 and 12-month periods. EarthDesk 7.3.1 (32-bit) Date released: (one year ago) Download. Without a data subscription, EarthDesk's cloud data updates every six hours at a detail level of 2 megapixels. Configure the map, sit back, and enjoy the view!ĮarthDesk includes four beautiful, high-resolution maps and four map projections, including a brilliant globe. The application uses current satellite weather data to display global cloud coverage with transparency and moonlight reflection, as well as accurate sun, moon, and city lighting. The app converts your Apple TV into a beautifully crisp, near real-time, dynamic image of our planet, continuously updating throughout the day. Love TerraTime Commercial Android TerraTime provides an amazing, interactive, real-time virtual Earth. Its flagship product, EarthDesk, for both Macintosh and Windows, is enjoyed by users in more than 140. is a leader in global time and mapping software. EarthDesk TV is a map-lover's dream and a stunning display for your Apple TV. EarthDesk Commercial Mac Windows Xeric Design, Ltd. ![]()
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![]() Here's a breakdown of Instacart delivery cost: This lowfat milk contains 14 grams of protein per bottle, and contains Vitamins A & D.Delicious Cinnamon Toast Crunch flavored drink is made with real milk and contains no high fructose corn syrup.Nestle Sensations flavored lowfat milk is ready to drink, so it's easy to serve with meals or as a delicious treat on its own.Lowfat milk with the irresistibly delicious flavors of Cinnamon Toast Crunch cereal.One 14 fl oz bottle of Nestle Sensations Cinnamon Toast Crunch Flavored Lowfat Milk.© General Mills ALL TRADEMARKS ARE OWNED BY SOCIÉTÉ DES PRODUITS NESTLÉ S.A.,VEVEY, SWITZERLAND, OR USED WITH PERMISSION. Cinnamon Toast Crunch, Cinnamilk and associated words and designs are trademarks of General Mills, used under license. Shake bottle well before enjoying and keep refrigerated after opening. Take the taste of Cinnamon Toast Crunch cereal with you on the go with this convenient resealable bottle. This lowfat milk beverage contains Vitamins A & D and 14 grams of protein per bottle. ![]() ![]() This cereal-inspired beverage is ready to drink, so it's easy to serve with meals or as a delicious treat on its own. ![]() This Cinnamon Toast Crunch flavored lowfat milk drink is gluten free, made with real milk, and contains no high fructose corn syrup. But if you think ordering off the secret menu is too much trouble, you could also try the company’s new Iced Brown Sugar Oatmilk Shaken Espresso - people on Twitter say it, too, tastes a lot like Cinnamon Toast Crunch.Nestle Sensations Cinnamon Toast Crunch Flavored Lowfat Milk lets you enjoy the irresistibly delicious flavors of your favorite cereal in a tasty drink. If drinking the milk in your finished bowl of cereal is your jam, then you might want to check out the new Cinnamon Toast Crunch drink from Starbucks. YouTuber Hannah Martin gave a glowing review of the Cinnamon Toast Crunch drink, calling it “one of her top 3 drinks.” You can order the Cinnamon Toast Crunch drink hot, as well. If iced coffee is not your thing, no worries. And finally, ask for a sprinkle of Sugar in the Raw and Cinnamon on top.Then, ask for the whipped cream topping.Next, ask for three pumps of Cinnamon Dolce syrup.Here’s exactly how to order your Cinnamon Toast Crunch drink: This particular drink is a combination of a white mocha, cinnamon dolce syrup, whipped cream, cinnamon, and Sugar in the Raw. is one of our go-to sources for getting the scoop on Starbucks secret menu drinks and it never disappoints with the details. Fortunately, there are a number of online sites and social media accounts that share step-by-step directions on how to order the perfect drink. To “order” an item from it, you have to give your barista specific instructions based on the drink you want them to create. Some mimic favorite snacks, including Girl Scout Cookies or even another cereal favorite, Cap’n Crunch. It’s actually a collection of exciting drinks that customers have created by combining actual ingredients already available at the coffee chain. It’s important to remember that the Starbucks secret menu isn’t something you can see when you go to Starbucks. But, with word of a Cinnamon Toast Crunch drink hitting social media, we think we’ve found a better way to get your cereal fix.īreakfast cereal isolated on a white background We’ve seen the Cookies and Cream Cold Brew and the 50-calorie Nutella Cold Brew trending lately. In recent months, we’ve seen everything from Cinnamon Toast Crunch flavored milk to a magical seasoning that sprinkles the flavor of your favorite cereal on anything you want.Īnd now, you can get a Cinnamon Toast Crunch drink via Starbucks’ “secret menu.” The not-so-secret Starbucks menu keeps growing as people get more creative with their coffee cravings to come up with their own blends. ![]() The power of the combination of sugar and cinnamon is clearly too big to contain in a basic box of cereal. Is it just us, or is everyone obsessed with Cinnamon Toast Crunch cereal? Make no mistake, we are not complaining one bit. ![]() ![]() ![]() This applock by Locker has some stealth features to protect your most precious apps. ![]() It’s a great applock for corporations with high risk data vulnerabilities. Duo Mobile approaches security from a zero-trust perspective, which uses granular and contextual access policies to limit information exposure. IOS security apps like Duo Mobile provide an intelligent two-factor authentication process to ensure your data is protected to the maximum. These apps are also great for storing photos and videos with a password. Using an applock for your iPad can prevent kids from accessing inappropriate apps, and an applock for iPhone can add extra security to mobile banking and social media apps in the event of a lost or stolen device. You can always hide apps on an iPhone or iPad, but it's even better to lock them. If it's been stolen, you at least have the sense of security that the data is wiped cleaned and personal photos secured. So if it's within reach, but just out of juice, you can find it. Top security apps like Lookout back up your personal data and can alert you to the specific location your phone was before the battery drained. If it's lost somewhere in your own home, you can play a sound at full volume to help locate your phone, even if it’s on silent. You can remotely lock your device and erase all data and settings if you suspect it's been stolen. ![]() Find My iPhone is a mobile security app that tracks the location of your iPhone if it's lost or stolen. This well-known app is for both space cadets and those with bad luck. These anti-theft apps combine well with more general and essential iPhone security tips. Hackers can harm you remotely, but a momentary lapse of conscience can turn a would-be do-gooder into a person who keeps your lost iPhone. Mobile security for iPhones means thinking about both cybersecurity and physical security. Just the thought of your entire identity exposed - bank accounts, social media, email, contacts, photos - is enough to send you into panic mode. If you've ever had your phone lost or stolen, you know that sinking feeling in the pit of your stomach. All while keeping in mind that iPhones are not completely immune to malicious apps and other threats. doi: 10.1038/ starters, let's forget about iPhone vir uses - iPhones don't get viruses - and focus on real privacy and security needs for your iPhone, like Wi-Fi protection, a photo vault, password locks, data breach alerts, and the dreaded loss or theft of your phone. Amygdala-dependent molecular mechanisms of the Tac2 pathway in fear learning. Brain-derived neurotrophic factor and neuropsychiatric disorders. Negative emotion enhances memory accuracy: behavioral and neuroimaging evidence. Antagonistic negative and positive neurons of the basolateral amygdala. Kim J, Pignatelli M, Xu S, Itohara S, Tonegawa S. Involuntary autobiographical memories and future projections in social anxiety. The benefits of meditation and mindfulness practices during times of crisis such as COVID-19. Understanding and treating unwanted trauma memories in posttraumatic stress disorder. The influences of emotion on learning and memory. Harvard University: The Derek Bok Center for Teaching and Learning. Negative autobiographical memories in social anxiety disorder: A comparison with panic disorder and healthy controls. O’Toole MS, Watson LA, Rosenberg NK, Berntsen D. Practicing mindfulness can help keep your thoughts in the present moment. Maintain a healthy lifestyle that will boost your mental and emotional health. Be sure you're getting enough sleep, eating a nutritious diet, and exercising. Stress and a lack of sleep can trigger unwanted memories. Eventually, you will train your brain to replace the undesirable memory with the new one. Lakhan notes, "It is better to replace our attention with healthy alternatives than to try to actively push down those memories." For instance, when you see the kind of car your ex-partner drove, try thinking of a time you drove to the beach in that car instead of focusing on the breakup memory. Take note of the triggers that cause your memory to come back. Or, maybe it's the smell of chicken soup that reminds you of your mom, and you become overwhelmed by memories of her funeral. Maybe every time you see the type of car your ex-partner drove, your brain retrieves a memory of your breakup. You can also try working with a therapist to learn healthy ways to cope with difficult emotions. Instead of trying to avoid any unwanted feelings attached to the memory, let yourself feel them. What are the sights, sounds, and feelings attached to the memory? It might sound counterintuitive, but if you want to forget something, it's helpful to first remember it. ![]() ![]() ![]() For this reason, characteristic I-V curves for NMOS devices typically depict a family of curves at different VGS, as shown in Figure 2. Any change in the gate-source voltage VGS will alter the electron density in the inversion layer, and, in this way, changes to VGS can also control the device current. At relatively small values of VDS, the I/V characteristics of the device are linear with ID (drain current) increasing with increasing VD (drain voltage), as shown in Figure 3(b). When a drain-source bias, VDS, is applied to a NMOS device in the above threshold conducting state, electrons move in the channel inversion layer from source to drain. To assure that the induced inversion channel extends all the way from source to drain, the MOSFET gate structure slightly overlaps the edges of source and drain (the latter is achieved by a method known as a self-aligned process. This inversion layer is a conducting channel that connects the two n-type regions at the source and drain it will allow electrons to flow from the source to the drain when there is a positive voltage, VDS, between the source and drain. Further increases in VGS attract electrons from the electron-rich source (VGS) and drain (VGD) regions into the region under the gate, producing an n+ region known as the “inversion layer”, shown in Figure 3(b). When VGS reaches a threshold value (VTH, the minimum gate to source voltage needed to turn the device on this is less than the 0.7 V required in BJTs, typically 0.2-0.25 V in modern logic processors), the region under the gate becomes completely depleted of charge, producing a region in the substrate called the “depletion zone”. When a small voltage, (VGS) is applied to the gate, the charge carrying holes in the p-type substrate are repelled away from the substrate surface. In operation, the potential between the drain and source (VDS), and that between the gate and source (VGS), are always positive. Two P-N junctions exist between the n-type source/drain regions and the bulk p-type substrate. Figure 3(a) shows the device in the “Off” state with the gate, source and drain voltages at zero and the bulk substrate connected to ground. The operational characteristics of an nMOSFET transistor are shown in Figure 2 basic operating principles of a MOSFET device can be explained within the context of an NMOS device as shown in Figure 3. Finally, a conducting gate material, either a metal or highly doped polysilicon, is deposited on top of the gate oxide, creating the three-terminal device structure shown in Figure 1. A very thin insulating oxide layer covers the channel region it is commonly referred to as a gate oxide. The bulk material between the source and drain in a MOSFET is called the channel. This situation is reversed in a PMOS device, as shown in Figure 1(b). An NMOS device is built on a p-doped silicon substrate that has had regions of n-type material which are created using ion implantation, as shown in Figure 1(a).These n-type regions are called the source and the drain. The majority of carriers in NMOS devices are electrons while those in PMOS devices are holes. MOSFETs can be built as either NMOS or PMOS transistors, depending on the polarities of the bulk, source and drain regions as shown in Figure 1. Figure 1 shows the elements of a typical MOSFET where the transistor is built into the surface of a silicon bulk substrate. Since MOSFETs are the most widely used FET, we will use these devices to describe the components and operation of this class of transistor. FETs differ from BJTs in the way that current flow through the device is controlled the primary current flow through an FET is controlled by a small voltage applied to one of the terminals rather than by a control current flow through any part of the device. Indeed, MOSFET devices constitute the ubiquitous “bit” switch that is set to 0 (“Off” state) or 1 (“On” state) in microelectronic logic devices (i.e., computers). FETs can replace BJTs in most electronic circuits and have advantages for use in microelectronics since they consume and dissipate less power and they can be made much smaller than equivalent BJTs. MOSFETs are planar surface devices that are the most commonly used variant of Field Effect Transistors (FETs) the reader may also encounter Junction Gate Field Effect Transistors (JFETs) and Insulated Gate Field Effect Transistors (IGFETs). Another very common form of transistor is the Metal Oxide Semiconductor Field Effect Transistor (MOSFET). ![]() ![]() You win after all the card are placed in the foundation.ģ Tips and Reminders for Winning at Solitaire.The player may use the cards on the stock pile to help them build sequences.If there is an empty space on the tableau, only a king can fill it. ![]() If more than one card is face up on a pile, you can move them together. For example, you can play a red four on a black five. You can place any movable card on another one that is higher in rank and with the opposite color.The four aces in the deck will serve as the foundations that you place in a row above your initial 28 cards as soon as they become available.The rest of the cards will rest on a stock pile in your upper left hand. The top card on each pile stays facing up, while the others are face-down cards. The first pile would have one card the second one would have two the third pile would have three, and so on. Deal 28 cards in seven piles across your table.The goal is to build the four suits into a foundation of aces. You will need a standard deck to play a classic klondike game. Moreover, it's the version you can find on nearly every Microsoft computer since 1990, further cementing its place in modern culture. How to Play SolitaireĬlassic Solitaire, also known as klondike solitaire, is arguably the most popular form of solitaire today. Queen Victoria's German husband, Prince Albert, was notably fond of patience games. Some game variations have also been called patience, especially in England, Germany, and Portugal. This is also supported by the use of the alternative term "cabale", which originated from the Medieval Latin "caballa", meaning secret knowledge. The card game Solitaire likely originated from cartomancy or tarot as an early form of fortune telling due to how cards are laid out in both practices. However, this was a different game as it used pegs instead of cards. One of the first documented references to the word "solitaire" was in a 17th-century engraving featuring Anne-Joulie de Rohan-Chabot, Princess Soubise, playing solitaire. The origins of the game are a little hazy. The game involves arranging a shuffled deck of cards into a specified order or tableau, no matter the variation. ![]() Solitaire is the collective term for hundreds of card games and activities requiring only one person. ![]() ![]() ![]() 【Quick Recording & Easy Operation】Push the Rec/Save button to start/save recording,Don't worry about missing what you want to record, 0.96-inch high-definition color display for easy operation.Recording device Built-in speaker, recording can be played directly.(It will be better if you listen with headphones) 【64GB Large Memory Digital Voice Recorders】64GB internal memory can store up to 268 hours of recording material (512kbps), Rechargeable voice recorder equipped with a 230mAh battery, voice recorder lecture can record continuously for up to 25 hours, and tape recorder can be automatically saved when the battery is low. It supports many file formats including WAV/MP3/APE/FLAC/WMA which is wonderful as music player and as a big capacity flash disk for study & work also. It can be a great voice recorder, an USB flash drive and a Mp3 Player. ✔Powerful Features: R12 comes with A-B re-reading and automatic file saving when battery using up. Enjoy superior recording quality, easily use in lectures, meeting, classroom, home, car and anywhere you can imagine. ✔ HD Sound Recording: ABVANC R12 Adopts dual 360° ultra-sensitive noise canceling stereo microphones with professional recording chip and DSP digital dynamic noise reduction chip. Comes with 32GB big memory, and allows up to 8000 songs or 2000 hrs recorded files, small size fits any pocket and stays unnoticed while using ✔ 32GB Voice Activated Recorder: Automatically starts when sound detected and stops if no sound, greatly saves memory space for more recording time. You can schedule your auto recording freely. ✔Long Timer Recording: R12 comes with build-in rechargeable battery and can support up to 15 hours continuous recording. Easy to figure out, push up the red button, to start recording push down, to stop and save the recordings. ![]() Most of them have built-in functionality for recordings, and, in any case, you can always rely on great apps that you can easily download.✔Easy Operation: ABVANC R12 adopt 1.44inch TFT big LCD colour screen and makes it easy to read real-time status. Question: Can I use my phone to record a lecture?Īnswer: Of course, you can! The average smartphone on the market offers great audio quality. Always make sure to get the consent of the teacher before hitting the “Record” button.Īlso, while in general, a professor may prohibit the recording of his or her lecture, this cannot apply to cases of documented learning disabilities, or if a student has earing issues or with an approved ADA accommodation (see Section 504 of the Rehabilitation Act of 1973). In other words, do not even think of sharing this file with anyone within and without the class, keep your recordings to yourself. In general, we can say that the college owns the copyright for each lecture, and you should always keep in mind that your notes and recordings must be intended as only for your personal studying purpose. Question: Are students permitted to audio record lectures? Do you need any permission from a professor to do that?Īnswer: The matter is not extremely clear. However, because of the lack of time we all have during busy days, students may have the tendency to overlook privacy policies and copyright issues on the matter, leading to potentially unpleasant and controversial situations. If you are a student, you may have used – at least occasionally – a few of the many apps available on the market in order to record a part of your lectures. You can record your notes straight onto your computer or to an external device, such as a digital recorder, MP3 recorder, iPod or mobile phone. ![]() ![]() ![]() Health will regenerate slowly over time but can also be raised by medical supplies such as gauze, bandages, dressed bandages, and first aid kits. Health A player's health in H1Z1 is lowered when a player is struck by a zombie, hit or cut by another player's melee weapon, shot by a gun, bleeding from a wound, being set on fire, or falling. ![]() H1Z1 is currently in the process of creating a system whereby players may select a pervious occupation for their character, which would in turn alter the characters stats in-game. ![]() Regardless ofĬharacter selected, players will spawn with random stock clothing.Įach server requires players to create a character, and regardless of death, players will spawn in the same character, and the same name, unless that character is deleted and a new one is created. Each character looks different and wears different styles and colors of underwear. The same name, however, may be used on another server, if it is not already taken.Ĭharacters alter physical appearance only and do not change the stats of the player in any way. No two names on the same server may be the same. Character names may not contain spaces or certain symbols and must be unique. When starting a character on any H1Z1 server, the player must select a pre-exisitng range of characters available to choose from. It is recommeded that players switch between third-person and first-person as they see fit, if a particular point-of-view benefits the player's shooting, field of view, angle, or gameplay experience. Particular servers are locked so that players may only use the first-person perspective. H1Z1 is a third-person game, but allows players to switch between third-person and first-person on most servers. Bases allow players endless customization on design, allowing for cooking, crafting, and even a garage to store a car. Players can Build Bases in order to create defenses and store equipment. Additional crates and keys can be purchased in the marketplace. Each player recieves a key when the game is first purchased, as well as a new crate everytime one is released. Crates are randomly dropped to players of H1Z1. The Community Marketplace allows for the trading, purchasing, and selling of clothing skins, weapons and equipment skins, and airdrop tickets. These updates include various types of firearms, melee weapons, and craftable weapons the player can make. Weapons and other gear are periodically added, or changed as H1Z1 progresses. H1Z1 may glitch, crash, or otherwise be unpredictible, and patience and an open-mind is important when playing so as to not become frustrated. Glitches, errors, bugs, and other technical issues occur sometimes while playing H1Z1, but are corrected pretty consistantly. H1Z1 is currently in Alpha, meaning it is being tested and frequently updated and changed, sometimes dramatically, to how the community responds. Players must eat, drink, sleep, and battle both the undead, and other survivors in order to stay alive. H1Z1 has players attempt to stay alive amidst a post-apocalyptic where zombies have ravaged most of the population. How to build a storage container in h1z1 storage sheds for sale in ct storage sheds for boats used storage sheds lutz fl storage sheds in mobile ala free shed plans can lessen your frustrations in building beautiful and durable garden outdoor storage sheds.H1Z1An open-world survival-horror game produced by Daybreak Games. How to build a storage container in h1z1 how to build a shed with a gable roof build a 10 x 10 shed how to build a wood strip kayak top shedding dog breeds ok so after the coverage section already been framed, can covered through exterior grade decking, perhaps sheathing mainly is called in the market place. Steam community :: guide :: h1z1: survival guide How to build a storage container in h1z1 8圆 projector screen garbage can storage sheds plans how to build a storage building from pallets building a tool shed before building your new shed it is a good idea to review as many backyard storage shed plans it could possibly. How to build a storage container in h1z1 building plans for 10 x 10 shed on skids garden sheds jeffersonville in move my shed in central virginia rubbermaid 7x7 storage shed parts this is the important aspect which in order to offer be seriously considered. Build a storage shed attached to the house how to build a storage container in h1z1 shed building codes florida diy shed ramp plans how to shed inner thigh fat after the ground is complete, it is time to erect however. ![]() ![]() GnuCash tracks a variety of account types, stocks, income, and expenses. This financial software can be used to track personal finances and also works nicely as small business accounting software. GnuCash: Thanks to the open-source software movement, GnuCash is free.Moneyspire: Personal finance data in Moneyspire can be shared among multiple users on one computer or over a network, and data works with both the Mac and Windows versions of the software.AceMoney: Claiming it's the best alternative to Quicken, AceMoney is a strong alternative, although it doesn't offer online bill payment or transaction downloads.You can download it for Windows or Mac, and there's a mobile app for both iOS and Android. A much-improved budget feature and easier loan tracking are two of the improvements. Quicken: This program offers more power and flexibility for personal finance software users.Set a budget to keep track of your spending so you dont overspend on specified categories like Dining Out. Keep track of your bills so you never forget to make a payment again and avoid late fees. Categorize your spending and income with customizable categories. An app version is also available for iOS and Android devices. Keep track of your bank accounts, credit cards, loans, cash or investment accounts. Moneydance: You can download a version of this software for Mac, Windows, or Linux operating systems.It will be at the bottom of the Accounts tab in the Closed accounts section. You should check this box when the account is no longer active. I’m the lender for this loan (for loan accounts)Ĭheck this box if you are the lender for this loan, such as if you lent money to a friend. For example, you may want to enter the bank's phone number, address, etc. These are any notes you want to enter about the account. It will allow you to right click on an account and go to the account’s website so you can for example easily check your account statement or balance. This will help you set money aside for your financial goals, such as a vacation or a new car without needing to open a separate account at the bank. You can transfer money between “Checking” and “Vacation” but the total “Checking” balance will not change and will match what it really is at your bank. This lets you create a sort of virtual savings account that does not exist outside of Moneyspire. For example, you can add an account called “Vacation” and then set the parent category as “Checking” so the account would be “Checking:Vacation”. This allows you to specify a parent account for this account, thus making this account a sub-account. For loan accounts, this is the interest amount and additional charges. Interest rate (for credit cards and loan accounts)įor credit card accounts, this is the interest rate of the credit card. For loan accounts, this is the loan principal, which is the amount of the loan minus any fees and interest. This is the account's current balance, and what Moneyspire will start off with. Initial balance/Initial balance owed/Loan principal Usually this should be set to your local currency, however there are instances where you may have an account in a different currency (such as a foreign bank account). Investment: This is used to keep track of investment accounts such as stocks. ![]() ![]() Other Liability: This is used to keep track of other kinds of liability accounts which are not listed above.Other Asset: This is used to keep track of other kinds of asset accounts which are not listed above.Loan: This is used to keep track of a loan, such as a car loan.Cash: This is used to keep track of daily cash expenditures, or "cash in hand.".Credit Card: This is a typical credit card, charge card, etc.Bank: This is a typical bank account, such as a checking or savings account.This is the kind of account you are adding. This is the account's number (such as a bank account number) and is used solely as a reference for your convenience. You can enter any name you want, for example: "Checking," "Visa," "Joe's Bank Account," and so on. Below is an explanation of the fields you have to fill in: Account name To add a new account, click on the Tools > Accounts menu option and then click the Add button. To keep track of an account's activity, such as your checking account, you must first add the account to Moneyspire. ![]() ![]() ![]() Outstanding Engineering: Jeep as a car brand is popular for its incredible system engineering.Rent Jeep cars in Dubai from OneClickDrive and choose from the various models. You can rely on the car system fully, so these cars are the best choice when you are on a trip. It is not only the loyal old customers that prefer Jeep but also the new generation of people consider Honda as a car brand for longevity and satisfactory driving experience. Jeep is an emerging name in the market manufacturing noteworthy cars models for decades. Volkswagen Volkswagen (20+ Cars ) Tiguan, Passat. Toyota Toyota (70+ Cars ) Corolla, Yaris S. Tesla Tesla (10+ Cars ) Model 3 Standard. Suzuki Suzuki (10+ Cars ) Ciaz, Ertiga, Dz. Rolls Royce Rolls Royce (30+ Cars ) Cullinan, Wraith. Renault Renault (10+ Cars ) Duster, Symbol. Peugeot Peugeot (6 Cars ) 3008, 508, 2008 Porsche Porsche (50+ Cars ) Cayenne Coupe, M. Nissan Nissan (190+ Cars ) Sunny, Patrol, P. Mitsubishi Mitsubishi (50+ Cars ) Attrage, ASX, Xp. Mercedes Benz Mercedes Benz (410+ Cars ) AMG G63, C300, C. McLaren McLaren (10+ Cars ) 570S Spyder, 720. Lincoln Lincoln (1 Car ) Navigator Mahindra Mahindra (1 Car ) XUV 500 Maserati Maserati (7 Cars ) Levante S, Quatt. Lexus Lexus (10+ Cars ) IS Series, LS Se. Land Rover Land Rover (180+ Cars ) Range Rover Spor. Lamborghini Lamborghini (50+ Cars ) Huracan Evo Spyd. JAC JAC (30+ Cars ) J7, JS3, JS4, S4 Jaguar Jaguar (1 Car ) F Pace Jeep Jeep (20+ Cars ) Grand Cherokee. Infiniti Infiniti (10+ Cars ) Q50, QX80, QX60. Hyundai Hyundai (140+ Cars ) Creta 5-Seater. Genesis Genesis (7 Cars ) G70, GV80, GV70 GMC GMC (20+ Cars ) Yukon, Yukon Den. Ferrari Ferrari (20+ Cars ) F8 Tributo, Port. Dodge Dodge (50+ Cars ) Challenger V6, C. Chrysler Chrysler (1 Car ) 300C Citroen Citroen (5 Cars ) C5, C3, Spacetou. Chevrolet Chevrolet (130+ Cars ) Captiva, Corvett. Cadillac Cadillac (40+ Cars ) Escalade Platinu. Bentley Bentley (20+ Cars ) Bentayga, Contin. Aston Martin Aston Martin (2 Cars ) Vantage Audi Audi (90+ Cars ) A3, A6, Q8, RS Q. ![]() ![]() ![]() Recent changes to the portfolio Trimmed: SnowflakeĪ few weeks before earnings, I reduced my position as it had grown to over 20% and I was getting uncomfortable with its size. The purpose of this monthly portfolio review is to help you understand my investment philosophy, view my current investments, and facilitate mutual learning. And when I’ve learned them, you can be sure I’ll share my insights with you. Time will always be the ultimate judge, teaching me the most valuable lessons along the way. And when we embrace our mistakes, we accelerate our learning progress toward our goals. During this process, mistakes are bound to happen-but that’s okay because they serve as valuable learnings. The longer we invest, the more we figure out what works best for us. It’s like assembling a puzzle, with various elements such as approach, valuation, investment theses, summaries, opinions, metrics, and more. The world of investing offers countless strategies and paths toward achieving our goals. If they did, there would be a guaranteed formula for instant wealth. I deeply respect those who make quick decisions to cut ties or sell their investments, but that’s just not my style.īut here’s the truth about investing: nobody has all the answers. I may not act as ruthless as some other investors, and I’m uncertain whether that’s advantageous or not. When I recognize a significant opportunity lying ahead, I’m reluctant to make impulsive moves.īy reading and reflecting on management insights and considering the vast opportunities surrounding data and AI, I maintain my confidence in holding onto them, as I believe they will eventually regain momentum. I acknowledge the challenges these businesses currently face-a deceleration in revenue growth and metrics like DBNRR.īut I refuse to lose sight of the bigger picture and the underlying thesis driving these businesses. Instead, I prefer to invest long-term in businesses that have strong, sustainable growth potential, like Snowflake or Cloudflare. I’m still figuring out my investing style and what principles resonate with me the most: I’m neither a trader nor a momentum investor. I give my thoughts the necessary space to connect the dots before rushing into any decisions. However, I’ve learned the importance of taking a step back and looking at the big picture. At times, concerns about my portfolio, the future, and the state of the world weigh heavily on my mind. I want to be open with you: I too am fighting with my own struggles. And just when it seems we are finally overcoming the challenges, new ones arise - such as the recent storms of NET, SNOW, and S. In less than 30 days.Ĭan you believe how quickly things can change?įor almost two years of continuous market pessimism, every passing month delivered a new blow. ![]() Now, my year-to-date returns have gone up by 32% versus last month’s -4%. Lately, I’ve been expressing my optimism about the future so frequently that even I was growing tired of it. ![]() |